What payment options do I have when I choose Klarna? Together with Klarna Financial Services UK Ltd and Klarna Bank AB, we offer the following payment options where the payment is made directly to Klarna:Pay Now Pay directly at the time of purchase.Pay in 30 daysRead the terms for Pay in 30 days.Pay in 3 installmentsRead the terms for Pay in 3 installments. More information About Klarna Klarna terms and conditions Klarna privacy notice To offer these payment options, we share your personal, contact, and order details with Klarna. This is done in accordance with applicable data protection laws. The use of this information is regulated in accordance with the current data protection law and Klarna's privacy notice. Related articles What’s the cost for returning an item? What payment options can I choose? How do I make a return by post? Why am I not getting free shipping? General online Terms and Conditions